Sanctuary, property & Judaica
Replacement cost for the sanctuary, social hall, classrooms, stained glass, and equipment—plus properly scheduled Torah scrolls, arks, ritual silver, and sacred articles.
A longstanding specialty
Insurance for religious institutions.
We cover the full life of a religious institution—from sanctuary and school to events, staff, volunteers, and board leadership.
Synagogues, shuls & temples
We have sat on your side of the board table.
A synagogue is more than a commercial building with a different sign on the door. The same campus may be a sanctuary, school, event venue, and community center. We review those uses together—and individually schedule Torah scrolls, Judaica, stained glass, and other property standard forms can miss.
Adam Eisenberg has served as President of Congregation Tifereth Israel and is currently President of the Columbus Jewish Historical Society. He has reviewed renewals, worked through security-grant questions, and explained changing costs to a board. That experience shapes how we prepare and present a plan.
What we review
Protection for the place, the people, and the mission.
Every congregation is different. These are the core areas we connect before we compare specialist carriers and present the plan to leadership.
Security & crisis readiness
Grant-funded improvements, guards and volunteer teams, violent-incident response, crisis counseling, and the interruption that can follow a serious event.
Schools, youth & camps
Preschool, day school, Hebrew school, camps, field trips, participant liability, staff screening, and abuse-prevention practices reviewed together.
Events, kitchens & rentals
Weddings, b’nai mitzvah, dinners, festivals, alcohol exposures, outside groups, certificates, and contracts for a calendar that rarely stays quiet.
Board, clergy & staff
Directors and officers, employment practices, clergy and counseling liability, workers’ compensation, and the work performed by volunteers.
Benefits, cyber & continuity
Employee health, dental, vision, life, and disability benefits alongside cyber, privacy, crime, funds-transfer fraud, and operational continuity.
Before your next renewal
Request a policy review Send us your current policy. We’ll flag the limits, exclusions, and unanswered questions your board should review.
Coverage
Built around how a religious institution actually operates.
Sanctuary & property
Replacement-cost coverage for the sanctuary, social hall, classrooms, grounds, stained glass, organs, and architectural features.
Explore property coverageTorah scrolls & Judaica
Scrolls, arks, menorahs, and ritual silver appraised and scheduled properly, including off-site use and repair.
Explore sacred propertySecurity & grants
Cameras, barriers, hardening projects, guards, and volunteer security teams documented and reviewed for coverage.
Explore security & safetyDay schools & youth programs
Preschools, religious schools, camps, youth groups, staff-screening standards, and field-trip liability.
Explore school coverageBoard & clergy liability
Directors and officers coverage, employment practices liability, and counseling liability for clergy.
Explore board coverageEvents, kitchens & rentals
Weddings, b’nai mitzvah, community dinners, and outside groups renting your space, including certificate support.
Explore event insuranceEmployee benefits
Health, dental, vision, life, disability, COBRA, and voluntary benefits for staff and eligible employees.
Explore employee benefitsWhy boards choose us
Request a policy reviewA team that understands your board’s questions.
We review the policy, property details, Judaica schedules, programs, and contracts, then organize the key decisions for renewal.
Also serving
Churches, day schools & nonprofits too.
The same specialist carrier access and policy-review process serve houses of worship and faith-based schools across the country.
Synagogues & templesChurchesDay schools & preschoolsCommunity centersCampsFaith-based nonprofitsCemeteriesNot sure? Ask us
Common questions
What boards ask us first.
How are Torah scrolls valued and insured?
Scrolls should be individually appraised and scheduled, not lumped into general contents where sub-limits may apply. Coverage should also follow a scroll to a sofer for repair or to another location for use.
We received a security grant. Does that change our insurance?
Often, yes. New equipment should be added to the property schedule, and some grants require proof of coverage. Guards or volunteer security teams also create liability questions worth reviewing.
Outside groups rent our social hall. Are we covered?
Only if the policy and rental process are set up for it. Renters should provide certificates naming the congregation as additional insured, and event coverage should address host liquor liability where applicable.
Are our volunteers and committee members covered?
They should be, but it depends on how the policy defines an insured. Congregations run on volunteers — security teams, youth leaders, kitchen crews, board committees — and all of them are acting on the congregation’s behalf. We confirm the definition explicitly rather than assuming it, and we look at whether training and protocols are documented.
Our building is over a hundred years old. How should it be valued?
With an appraisal, not a square-foot formula. Generic estimates do not price stained glass, plaster detail, custom woodwork, or an organ. Ordinance-or-law coverage matters just as much, because a repair to an older building usually triggers current code requirements the original policy never contemplated. For some historic sanctuaries functional replacement cost is the honest answer — but that should be a board decision made knowingly.
Can you review our current policy without switching?
Yes. We can read the policy and provide a written gap review your board can keep whether or not you move the coverage.
Bring us your policy. We’ll bring the questions.
A free gap review takes one meeting and gives your board a clearer picture of what is and is not covered.